Choosing First Super when you change jobs

When you change jobs, your employer will want to know which super fund you’re with so they can pay your super contributions into that account.

To make sure your contributions keep being paid to your First Super account, simply complete and hand your employer First Super’s Choice Form*.

Your employer is also required to give you a Choice Form, but it’s likely to be the version from the Australian Tax Office (ATO). You can use either. The only difference is First Super’s form is a bit simpler and has some information already pre-filled for you.

Download Choice of Fund Form

What if I don’t complete a Choice Form when I start my new job?

If you’re busy getting settled into your new job and forget to organise your super straight away, don’t worry. Here’s what will happen – and what you can do.

1. Your employer will check with the Australian Tax Office (ATO) for a record of your current super funds. If you have more than one, they will recommend one for your employer to use based on things like which account has the highest balance. They won’t consider your preferred fund, so there’s a risk your super might not be paid to First Super.
   OR
2. If you don’t have any super funds your employer will pay your super into a ‘default’ fund that they choose for you.

If your employer does one of these two things and your super isn’t being paid to First Super, it’s easy to fix this. Find out how in the next question.

What if my new employer starts paying my super to a different fund, not First Super?

If you realise your super contributions aren’t being paid to First Super, you can give your employer a copy of the Choice of Fund Form any time, even if you’ve already been at your new workplace for months or longer.

And if you want to move over any super from a different fund to First Super, we can help you with that too. Read more about combining your super.

*Most employees around Australia can choose their own super fund. If you’re not eligible for choice of fund, your employer should tell you this, and you can always check the rules with the ATO.

Issued by First Super Pty Ltd (ABN 42 053 498 472, AFSL 223988), as Trustee of First Super (ABN 56 286 625 181). This article contains general advice which has been prepared without taking into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for you or read the Product Disclosure Statement (PDS) before making any investment decisions. To obtain a copy of the PDS or Target Market Determination, please contact First Super on 1300 360 988 or visit our website at firstsuper.com.au/pds.