Why is investing your super important?

Investing your super is like planting a seed that grows into a tree over time. By putting your money in investments, you give it the chance to grow and provide you with more funds for your retirement. It’s a way to ensure you can live comfortably and enjoy life after you stop working.

Historically, investing your money in super will help it to grow more than keeping your savings in a bank account or term deposit, because they have lower investment returns – which may have you asking…

What exactly is an investment return?

An investment return is like the fruit that grows on the tree of your investment. It’s the money you make or lose from your investment over time. This return is usually shown as a percentage of how much money you have saved for retirement.

If you want to learn more about how we calculate investment returns, this video is a good place to start.

What are investment options?

Investment options are like different baskets where you can put your eggs (money) to help them grow. At First Super, there are five options managed by experts. You can choose where to put your money based on how much risk you are comfortable with.

You can either invest your entire super balance in one option, or mix and match between options. If you don’t pick, your money will be put in the Balanced option.

Feel free to contact us if you’d like more guidance on choosing the right investment option for you.