Ways to sort your super – Insurance

Everyone’s financial journey is different – and no matter what your age or stage of life, there are steps you can take to secure your financial future, starting with your insurance.

Check your insurance cover

When you first joined First Super, if you met the General Eligibility¹ conditions and/or opted into our insurance, you would have been covered automatically for four units of Death and Total and Permanent Disablement (TPD) insurance².

We also offer Income Protection, which provides you with an ongoing payment if you can’t work for a long period because you are sick or injured. Find out about income protection.

You can find the full details about your cover – including the units held, cost and sum insured – by logging into your firstonline account.

Insurance options  

• Change your occupational category to the lower-cost White Collar / non manual or Professional rates (if you qualify for them – see our Insurance Guide for more details)
• Fix the value of your default insurance (so it doesn’t decline over time)
• Apply for additional cover (without evidence of health)*
• Apply for Income Protection insurance
• Transfer insurance from other super accounts to First Super
• Opt out of the insurance cover altogether

How do I change my insurance cover?

You can read more details on increasing, decreasing or cancelling your insurance on our website. Find out more.

Questions? We’re here to help!

If you have any questions, please contact Member Services on 1300 360 988, or email us at mail@firstsuper.com.au

1. See pages 19 to 23 of our Insurance Guide for full definitions.
2. The automatic and additional cover is subject to eligibility conditions being met (Refer to our Insurance Guide for full details).