Retirement Health Check: “I should have reached out earlier”

Recently member Jenny told us about her experience of having a Retirement Health Check with one of our Financial Advisers.¹ Advice about your First Super account comes at no additional cost to members.

This is what Jenny had to say.

1. What was your perception of contacting Financial Advisers?

I was looking for guidance and advice about my super balance as I didn’t know enough about government rules, tax and in general the overall what to do to get the most from my super, and I didn’t want to use a financial adviser for the reason of having no trust in them.

2. How did you feel about your finances/retirement before contacting First Super?

I felt uncertain “I didn’t know what I didn’t know”.

3. What did you learn from the Retirement Health Check?

I learnt that I should have reached out earlier not just before. I had questions like “can I afford to retire and if so, how do I live and what can I do to capitalise on my super?” Thankfully, Andrew outlined my options very clearly and has given me a couple of roadmaps to consider, he is exceptional. 

4. What would you say to others who are considering a Retirement Health Check?

DO NOT leave a Retirement Health Check too late… Start the conversation as early as possible, plan to succeed. 

¹ First Super financial advisers are authorised representatives of Industry Fund Services Limited (ABN 54 007 016 195, AFSL 232514). We charge a fee for advice outside of your First Super account, but if that’s the case we’ll tell you upfront.