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Insurance calculator – get a quote

We have two calculators to help you work out:

  1. How much insurance cover you need for your circumstances.
  2. How much your cover could cost.

Let’s get started.

Step 1. Work out how much cover you need

Our Insurance calculator will ask you some personal and financial details and then estimate how much cover you need to protect yourself / your family.

This estimate will be a dollar amount. You can then use the rates table in the Insurance Guide to work out how many units of cover you need.

You should also consider the following when deciding on your insurance cover:

  • Is the automatic level of insurance enough (if you receive it)?
  • Do you need Income Protection cover as well?
  • How would you or your family pay your bills and living expenses if something happened to you and you couldn’t work?
  • Are you single or are you also providing for others, like a partner or children?
  • Do you have debts, like a mortgage or credit card repayments?
  • How much money would you need if you could never work again?

Is your automatic cover enough?

If you have automatic insurance with us, you already have 4 units of Death and Total and Permanent Disablement (TPD).

This could be enough cover for you, or you might need more or less. Remember to consider any automatic cover when working out your insurance needs.

Step 2. Get a quote for your cover

Once you’ve worked out how much cover you need, use our Insurance cost calculator to work out how much this could cost you in insurance fees weekly, monthly or yearly. Remember, insurance premiums are paid out of your superannuation account, not your salary.

You will need to include how many units you want of each type of cover. If you are unsure how to do this, contact us for help.

Our team can help you work out your insurance needs

Our Financial Planners can help you find the perfect amount of cover for your peace of mind.

Not so much you’re overpaying, and not so little you’re under-insured. Better still, fees for this service are covered as part of your membership, so there’s no extra cost.

We’re here to help. So let’s talk.

If you have any questions, please call our Member Services Team on 1300 360 988, or email us.