Our Member Services contact centre will be closed from 12pm Wednesday 18 December and re-open 8am Thursday 19 December. During this time, you can leave a message with your contact details and we will call you back.
January 30th, 2018
A raft of “buy now, pay later” options like Afterpay and zipPay are giving consumers the opportunity to take their purchases home immediately, and pay them off over time. But, there are downsides that shoppers must be aware of. Late fees can be costly Afterpay allows shoppers to link purchases to their debit or credit […]
When it comes to saving money it pays to sweat the small stuff. A raft of everyday banking fees could be gouging a hole in your finances. It pays to get serious about bank fees. We explain what to watch out for to put valuable cash back in your pocket each year. Fees can start […]
Written by Andrew Jewell. There is a growing number of empty nesters in Australia – households in which children have left the family home (yes, most do leave eventually), leaving parents to reside in a large multi-bedroom home, or even acreage, that their lifestyle often no longer demands. In recent times, empty nester homes have […]
November 29th, 2017
The Federal Government has targeted employer misuse of salary-sacrifice contributions to employees’ superannuation accounts as an area for reform. The Turnbull Government has accepted a recommendation of the Superannuation Guarantee Cross Agency Working Group to close a loophole that enables employers to use money contributed by employees in salary-sacrifice arrangements to meet or reduce their […]
The Australian Taxation Office (ATO) has its sights set on employers who fail to pay Superannuation Guarantee on time. According to the ATO, 7 – 8 % of employers fail to pay on time or don’t pay the required amount of their employee’s superannuation contributions. To address the issue, from 1 July 2018 the ATO […]
Payroll processes are set to change for Australian business in coming years with the phased introduction of Single Touch Payroll (STP). Driven by the Australian Taxation Office, STP aims to deliver real-time data collection of payroll data, namely tax and superannuation information, to improve compliance and transparency in the payroll process. Announced in 2017, the […]
November 27th, 2017
Retirement planning and superannuation in Australia dates back to the early 1900s. As is the case today, initial schemes were established to provide for people in retirement. Fast forward a century and the complexity of superannuation has spawned a whole new industry dedicated to growing and protecting savings wealth for use in later life, or […]
October 20th, 2017
In Australia, a person can retire at any age. However, it’s less a question of when and more a question of how – that being, how to fund your retirement. There’s no single approach to retirement and accumulating earnings to fund the desired retirement lifestyle. While some people plan their retirement with investments including a […]
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