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Time to think ahead

A raft of “buy now, pay later” options like Afterpay and zipPay are giving consumers the opportunity to take their purchases home immediately, and pay them off over time. But, there are downsides that shoppers must be aware of. Late fees can be costly Afterpay allows shoppers to link purchases to their debit or credit […]

When it comes to saving money it pays to sweat the small stuff. A raft of everyday banking fees could be gouging a hole in your finances. It pays to get serious about bank fees. We explain what to watch out for to put valuable cash back in your pocket each year. Fees can start […]

We share some common gaffes that could be holding you back from growing savings. If you’re struggling to find spare cash to grow savings, chances are you’re falling prey to a few money mishaps. We highlight the pitfalls to watch out for. The two’fer trap We all love a bargain, but those eye-catching “buy two, […]

If the halfway mark of 2017 sees your savings looking a little lean, you could be caught in one of five money traps.  We identify the hurdles reported by Aussie savers and how to overcome them. As the end of the financial year approaches, now is the ideal time to check your savings progress. If […]

An offer to help you get your superannuation money early might seem like a great idea. But if you agree to it you could end up in a lot of trouble, according to the Australian Securities and Investments Commission (ASIC).

Andrew Jewell, First Super’s Financial Advice & Education Manager explains the changes to the Concessional Contributions Cap and what it means to your Super. Recently, some members have been asking me what impact the reduction in the Concessional Contribution cap will have on their salary sacrifice contributions. There is a wider implication especially where the […]

While there is no need to use a lawyer to make an insurance claim through your super fund, some people decide to do so. That means it’s important to know when to involve a lawyer and what to watch out for when hiring a lawyer. There is no need to use a lawyer to lodge […]

If you don’t pay your credit card off each month, follow these simple steps to take control of debt.  Are you a ‘revolver’ or a ‘transactor’? Credit card holders can be largely divided into two camps – revolvers, who don’t pay off their card in full each month, and transactors, who always pay off their […]